# Challenge Mode & Progressive Risk

These two features work together to scale lot size dynamically based on your account's progress toward a profit target or distance from a starting balance.

### 🛡️ Prop Firm Drawdown & Daily Loss Shield

Challenge Protection

Funded Challenge Tier$



100,000

$



10



k$



25



k$



50



k$



100



k$



200



k

Max Daily Drawdown Limit5



%

4



% 5



%



(Standard FTMO/Prop)

Max Overall Trailing Loss10



%

10

Max Allowed Trades Per Session / Day2



Trades

1





Trade2





Trades3





Trades4





Trades

Safe Risk / Trade

1



%

$



1000.00



cash risk

Daily Breach Line

-$



5,000

Hard stop on the day

Banana EA Inputs Tab Setup:

Percent risk per trade:**1%**

Max counted signals per session:**2**

Max open portfolio risk percent:**2%**

Reduce risk below start/peak:**true (enabled)**

**☕ Immy's Prop Rule:** *"In prop evaluations, capital defense is 90% of the game. Risk 0.5% per trade. If you take two consecutive losses in a session, close the terminal, sip your tea ☕, and let the market breathe until tomorrow."*

Configure Banana EA for This Prop Challenge with iMi 🤖

***

## Challenge Mode (Progress Compounder)[​](#challenge-mode-progress-compounder "Direct link to Challenge Mode (Progress Compounder)")

**Scale risk with challenge progress** progressively increases lot size as you approach a profit target. It is useful for target-based evaluation phases where the goal is achieving a fixed percentage profit target.

| Input                                 | Default | Description                                                                      |
| ------------------------------------- | ------- | -------------------------------------------------------------------------------- |
| Scale risk with challenge progress    | false   | Master switch                                                                    |
| Challenge target percent              | 10.0    | Profit target as percentage of starting balance, for example 10 for a 10% target |
| Risk multiplier at 0 percent progress | 1.0     | No change to base lot at the start                                               |
| Risk multiplier at target progress    | 3.0     | Lot is 3x the base lot when the target is fully reached                          |

The multiplier scales linearly between the start multiplier and target multiplier as equity progress moves from 0% to 100% of the target.

Use with drawdown protection

Always combine Challenge Mode with Daily DD and Trailing HWM protection. Scaling up risk as you approach the target means a single bad day can undo progress quickly.

***

## Progressive Risk Reduction[​](#progressive-risk-reduction "Direct link to Progressive Risk Reduction")

**Reduce risk below start/peak** scales lot size down when equity falls below the starting balance, reducing exposure during losing periods.

| Input                        | Default | Description                                                  |
| ---------------------------- | ------- | ------------------------------------------------------------ |
| Reduce risk below start/peak | false   | Master switch                                                |
| Start drawdown risk floor    | 0.25    | Minimum multiplier, where 0.25 means 25% of base risk        |
| Start drawdown depth percent | 5.0     | Drawdown percentage at which the floor multiplier is reached |

**Example:** account is 3% below starting balance. With a 5% depth and 0.25 floor, risk scales down to approximately 40% of the base. At 5% drawdown it reaches the floor of 25%.

### Peak Giveback Protection[​](#peak-giveback-protection "Direct link to Peak Giveback Protection")

An additional curve that fires once equity has built a meaningful profit cushion:

| Input                          | Default | Description                                                              |
| ------------------------------ | ------- | ------------------------------------------------------------------------ |
| Reduce risk on peak giveback   | true    | Activates once profit threshold is reached                               |
| Peak protection unlock percent | 5.0     | Profit percentage above starting balance required to arm this protection |
| Peak giveback risk floor       | 0.50    | Minimum multiplier when peak giveback depth is reached                   |
| Peak giveback depth percent    | 5.0     | Giveback percentage from equity peak at which floor is reached           |

This protects earned profits by reducing risk when price gives back from a high point, even while still above the starting balance.